Net Worth Calculator
Add up your assets and liabilities to find your true net worth, then see how it grows over time.
Frequently Asked Questions
What is net worth?
Net worth is what you own minus what you owe. Add up all your assets (cash, investments, property, gold, retirement funds) and subtract all your liabilities (loans, credit card dues). The result is your net worth, the single clearest measure of your financial position.
How often should I calculate my net worth?
Once a quarter is enough for most people. Tracking it every three months shows whether your wealth is trending up without making you obsess over short-term market moves. Finuraa Pro members can track this automatically in the Wealth tracker.
Should I include my house in net worth?
Yes. Include the current market value of your home as an asset and the outstanding home loan as a liability. The difference (your home equity) is part of your net worth, even though it is not easily spendable.
What is a good net worth?
There is no single number. A useful benchmark is to compare your net worth to your annual income and age. The more important question is the trend: is your net worth growing year on year? Use the projection here to see where consistent saving takes you.