How we research and write content
Finuraa covers financial topics that directly affect people’s money and life decisions. We take that seriously. Here’s exactly how we approach research, writing, and accuracy.
What Finuraa is, and what it isn’t
What we are
- ✓ An independent finance education platform
- ✓ A source of verified, research-backed financial information
- ✓ A tool for understanding how financial products work
- ✓ A platform for learning before you make decisions
What we are not
- ✗ A SEBI-registered investment adviser
- ✗ A source of personalised financial advice
- ✗ A distributor or seller of financial products
- ✗ Responsible for decisions made using our content
All content on Finuraa is for educational and informational purposes only. It does not constitute personalised investment, tax, or legal advice. For decisions specific to your financial situation, please consult a SEBI-registered investment adviser.
Our research process
Research from primary sources
Every article starts with the original regulatory document, not a news summary or another blog. SEBI circulars, RBI notifications, Income Tax Act sections, AMFI data. We go to the source.
Numbers verified independently
Every calculation is built from first principles and cross-checked. If we say a Nifty 50 index fund returned X% CAGR over 20 years, that number comes from NSE's own published data, not a third-party claim.
Plain language rewrite
Once the facts are verified, we rewrite everything in plain language without dumbing it down. The goal is that someone reading about mutual funds for the first time understands it, and someone who knows the basics learns something new.
Examples with real current data
All worked examples use current figures: FY 2025-26 tax slabs, current SEBI TER limits, current PPF and NPS interest rates. We don't use outdated numbers.
Quarterly review and update
Tax rules, interest rates, and regulations change. We review all articles quarterly and update them when rules change. The dateModified field on every article reflects the last review date.
Primary sources we use
These are the authoritative sources Finuraa checks for every regulatory claim.
SEBI (Securities and Exchange Board of India)
Mutual fund regulations, TER limits, investment advisor rules, investor protection guidelines
AMFI (Association of Mutual Funds in India)
Fund NAV data, monthly SIP inflow data, industry AUM statistics, fund categorisation
RBI (Reserve Bank of India)
Repo rate, inflation data, FD interest rate guidelines, banking regulations
Income Tax Department
Tax slabs, deduction limits (80C, 80D, 80CCD), capital gains rules, TDS provisions
NSE (National Stock Exchange)
Historical Nifty 50 CAGR data, index methodology, market statistics
IRDAI (Insurance Regulatory and Development Authority)
Insurance regulations, claim settlement ratio data, product guidelines
PFRDA (Pension Fund Regulatory and Development Authority)
NPS rules, contribution limits, annuity regulations
Corrections and updates
If you find an error (a wrong tax slab, an outdated regulation, an incorrect calculation), please email contact@finuraa.com with the article URL and the specific error. We review all corrections within 48 hours and update the article if the correction is valid. The dateModified field on the article will reflect the update.